Cash or Card in Hungary?
Everything you need to know about paying for things in Hungary as a traveler.
The Short Answer
Cards are widely accepted in Budapest. Smaller towns and market halls may require cash. Always pay in forint, not euros.
How Much Cash to Bring
5,000-15,000 HUF per day
Keep some cash for small purchases, street vendors, and places that don't accept cards.
ATM & Cash Withdrawal Tips
Use OTP Bank or K&H ATMs. Avoid Euronet machines that offer terrible exchange rates. Decline dynamic currency conversion.
Currency
Ft
Hungarian Forint
HUF
Currency code
Check live rates at your bank or XE.com
Recommended Travel Cards
Cards with no foreign transaction fees work best for international travel.
- ●Wise debit card
- ●Revolut
- ●No-FX Visa/Mastercard
Universal Travel Money Tips
Regardless of your destination, these money tips apply everywhere and can save you significant amounts on fees and exchange rates:
- ✓Always decline "Dynamic Currency Conversion" (DCC) at ATMs and shops — it uses a worse exchange rate and adds hidden fees. Choose to pay in the local currency instead.
- ✓Notify your bank before traveling to avoid your card being blocked for suspicious activity. Set up travel notifications in your banking app.
- ✓Carry two different payment methods (e.g., two different cards, or a card and cash) in case one fails, gets lost, or is not accepted.
- ✓Avoid exchanging money at airports and hotels — they offer the worst rates. Use ATMs or local exchange offices in the city center instead.
- ✓Keep a small emergency fund in USD or EUR — these are widely accepted and easily exchanged in most countries worldwide.